Know Your US Bank Routing Number

US Bank Routing Number

What’s The US Bank Routing Number?

If you are a customer of the US Bank and want to make a transaction through it, then you need US Bank Routing Number. Routing numbers are used to identify a financial institution behind the transaction. However, ABA routing numbers were originally designed to sort, bundle and ship paper checks. But later on, the system was extended to incorporate new payment methods. This article deals with questions like how to find out U.S. Bank routing number or what is the routing number for US Bank?

US Bank Routing Number RoutingNumberUSA

The table given below shows all the US Bank Routing Numbers.

US Bank ABA Routing Transit Numbers (RTN)

Here is the state wise list of US Bank Routing Number for Checking Account and Savings Account.
S No.Region/StatePostal AbbreviationRouting Number
3California - NorthernCA121122676
4California - SouthernCA122235821
5Colorado - Aspen*CO102101645
6Colorado - all other areasCO102000021
8Illinois - NorthernIL071904779
9Illinois - SouthernIL081202759
11Iowa - Council BluffsIA104000029
12Iowa - all other areasIA073000545
14Kentucky - NorthernKY042100175
15Kentucky - WesternKS083900363
16Minnesota - East Grand Forks*MN091215927
17Minnesota - MoorheadMN091300023
18Minnesota - all other areasMN091000022
20Missouri - WesternMO101200453
22Nebraska (+ Council Bluffs, IA)NE104000029
24New MexicoNM107002312
25North Dakota (+ Moorhead, MN)ND091300023
26Ohio - ClevelandOH041202582
27Ohio - all other areasOH042000013
29South DakotaSD091408501
35All other states091000022

What is an ABA Routing Number?

An ABA Routing Number (ABA RTN) or Transit Number is a nine-digit code used in the US. It helps to identify the financial institution in a transaction. As mentioned earlier, the financial institutions uses routing numbers to help in sorting, bundling and shipping paper checks. But now, the ABA routing number incorporates new payment methods like ACH and wire.

ABA Routing Transit Number (RTN) RoutingNumberUSA

The Federal Reserve Bank uses ABA RTN to process Fedwire fund transfers. Automated Clearing House uses it to process direct deposits, bill payments and other transfers. The American Bankers Association originally developed the ABA RTN system in 1910. The Association, since 1911, has partnered with several registrars (currently Accuity) to manage the RTN system.

At the moment, there are approximately 26,895 active ABA RTNs in use.  Each financial institution in the US has at least one of these. The Routing Number Policy allows a financial institution to have up to 5 routing numbers. However, due to many mergers between institutions, a bank may have more than 5 routing numbers.

What’s the US Bank SWIFT Code?

When it comes to international transactions, US Bank uses Swift Code to make these transactions. Financial institutions use these special codes to make international transactions.

The SWIFT Code for US Bank is- USBKUS44IMT

What is a SWIFT Code?

SWIFT Codes and Routing Numbers are similar and function in almost a similar fashion. They serve the same purpose of identifying a financial institution behind a transaction. However, Financial Institutions use SWIFT Codes for international transactions only. SWIFT Codes are also called Business Identifier Codes or SWIFT-BIC. The acronym stands for Society for Worldwide Interbank Financial Telecommunication. The International Organization for Standardization or ISO  has approved the SWIFT Code system. The code system is sometimes also know as Business Entity Identifier or BEI.

The SWIFT Code consists of 8 to 11 characters and is also called:

  • CHIPS (Clearing House Inter-Bank Payment System) – US and Canada only
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code)

Things To Know About The US Bank

The foundation of the current US Bank was laid in 1891. The bank first appeared as United States National Bank of Portland, established in Portland, Oregon. On September 9, 1968, US National Bank formed a bank holding company- US Bancorp. This made US Bank among the first banks to do so.

US Bank Transit Number RoutingNumberUSA

US Bank is the fifth largest American bank after the Big Four: Chase Bank, Wells Fargo, Bank of America and Citibank. Check out here to know the JPMorgan Chase Routing Number, Wells Fargo Routing Number, Bank of America Routing Number and Citibank Routing Number.  US Bank offers a number of banking products like banking, investment, mortgage, trust and payment service products to individuals and businesses. The bank has nearly 3100 branches and more than 4800 ATMs across the country.

The current address of US Bank Headquarter is:

U.S. Bancorp Center, 800 Nicollet Mall, Minneapolis, Minnesota 55402