Know Your Regions Bank Routing Number

Regions Bank Routing Number RoutingNumberUSA

What’s The Regions Bank Routing Number?

You need a Regions Bank Routing Number to make transactions through Regions Bank . These routing numbers help people in making monetary transactions (for both online and offline). At the beginning, routing numbers helped to sort, bundle and ship paper checks. But as new transactions methods came into being, routing number incorporated them. This article also deals with questions like how to find out Regions Bank routing number or what is the routing number for Regions Bank?

Regions Bank Routing Number RoutingNumberUSA

The table given below shows all the Regions Bank Routing Numbers.

Regions Bank ABA Routing Transit Numbers (RTN)

Here is the state wise list of Regions Bank Routing Number for Checking Account and Savings Account.
S No.Region/StatePostal AbbreviationRouting Number
12North CarolinaNC053012029
13South CarolinaSC053201814

What is an ABA Routing Number?

Your ABA Routing Number has nine-digits. It is found at the bottom left corner of your check. As a banker, you can use a routing number to identify the financial institution behind a transaction. All transaction done through ACH and wire use the routing number system. The Federal Reserve Bank depends on ABA routing number system to process Fedwire fund transfers. The Automated Clearing House also uses routing number system to process bill payments, direct deposits and other transfers.

The ABA routing number, as we know, came into being in 1910.  The American Bankers Association was behind its designing and implementation. The Association then tied up with several registrars over the years to manage this system. Currently, Accuity manages the routing number system and assigns them to the financial institutions.

ABA Routing Transit Number (RTN) RoutingNumberUSA

There are currently 26,895 active routing numbers in use. According to Routing Number Policy, a financial institution can have only 5 routing numbers. But as there are a number of mergers taking place between different banks, a financial institution can have more than 5 routing numbers. Routing Numbers may differ depending on where you opened your account. It also depends on the type of transaction you make.

What’s the Regions Bank SWIFT Code?

Regions Bank, like all other banks, employs SWIFT Code to make all its international transactions.

The SWIFT Code for Regions Bank is: UPNBUS44 

What is a SWIFT Code?

Like Routing Numbers, people use the unique Swift Codes to identify the financial institution. Banks use Swift Codes mainly for international transactions. Society for Worldwide Interbank Financial Telecommunication (SWIFT) designed the Swift Code system. The International Organization for Standardization (ISO) later approved the system. At the beginning, everyone knew the system as Swift Code, but it was standardized as BIC or Business Identifier Codes. Both the terms are used today and they mean exactly the same. Sometimes people refer to the code system as Business Entity Identifier or BEI also.

Usually, web banking applications require swift codes for money transfers between two different banks. These banking apps not only ask people to provide the beneficiary’s bank account number, but to also provide the correct swift code of the beneficiary’s bank branch.

Things To Know About Regions Bank

Regions Bank is a bank and financial services company headquartered in the Regions Center in Birmingham, Alabama. The Bank operates through 1,906 ATMs and 1,527 branches in 15 states in Southern and Midwestern United States. Regions is the only Fortune 500 member headquartered in Alabama. As of 2017, Fortune 500 ranked it at #436 and is in the list of largest banks in the US along with Citibank, HSBC and other large banks. You also need Citibank Routing Number and HSBC Bank Routing Number respectively if you want to make monetary transactions through these banks.

Regions Bank ABA Routing Number RoutingNumberUSA

Regions Bank, as we know, came into existence after the merger of three banks on July 13, 1971. These banks were:

  • First National Bank of Montgomery, Alabama (opened 1871),
  • Exchange Security Bank of Birmingham, Alabama (opened 1928), and
  • First National Bank of Huntsville, Alabama (opened 1856).

Regions Bank offers following banking products:

  • Commercial banking
  • Retail banking
  • Mortgage banking
  • Investment banking
  • Asset management
  • Insurance

Regions Bank is currently headquartered in the Regions Center, Birmingham, Alabama. Its address is:

1900 Fifth Avenue North, Birmingham, Alabama 35203