Know Your M&T Bank Routing Number

M&T Bank Routing Number RoutingNumberUSA

What’s The M&T Bank Routing Number?

All the customers of M&T Bank require a M&T Bank Routing Number to make all their transactions through the bank. These routing numbers help banks to identify the financial institution which made the transaction. Routing Number plays an important part when making any transaction whether online or offline. As new payment methods (like ACH and Wire) came into being, routing number system adopted them too. This article also deals with questions like how to find out M&T Bank routing number or what is the routing number for M&T Bank?

M&T Bank Routing Number RoutingNumberUSA

The table given below shows all the M&T Bank Routing Numbers.

M&T Bank ABA Routing Transit Numbers (RTN)

Here is the state wise list of M&T Bank Routing Number for Checking Account and Savings Account.
S No.Region/StatePostal AbbreviationRouting Number
1ConnecticutCT022000046
2DelawareDE031302955
3Maryland MD052000113
4New JerseyNJ022000046
5New YorkNY022000046
6PennsylvaniaPA031302955
7VirginiaVA052000113
8Washington, DCWA052000113
9West VirginiaWV052000113

What is an ABA Routing Number?

An ABA Routing Number appears at the bottom of a negotiable instrument of a financial institution like checks. This number system serves the purpose of identifying the financial institution behind a transaction. This number system is widely used for ACH and wire transactions. Routing Numbers may differ depending on the region where a person has opened his account. This means one needs to be careful and use the right routing number during a transaction.

ABA Routing Transit Number (RTN) RoutingNumberUSA

A particular ABA Routing Number is made up of 9-digits. The American Bankers Association designed the routing number system in 1910. The number system is in use ever since. The Association partners with different registrars (presently Accuity) to manage the RTN system. There are currently 26,895 active routing numbers in use. The American Bankers Association allows each bank to have a maximum of 5 routing numbers. But due to a number of mergers, several banks have more than 5 routing numbers.


What’s The M&T Bank SWIFT Code?

When making an international wire transfer you need a bank routing identifier called a SWIFT  (Society for Worldwide Interbank Financial Telecommunication) Code. All financial institutions uses SWIFT Codes to make international transactions and send other important messages between them.

The SWIFT Code for M&T Bank is- MANTUS3ABUF

What is a SWIFT Code?

SWIFT Codes and Routing Numbers are similar and function in almost a similar fashion. They serve the same purpose of identifying the financial institution behind a transaction. However, Financial Institutions use SWIFT Codes for international transactions only. SWIFT Codes are also called Business Identifier Codes or SWIFT-BIC. The acronym stands for Society for Worldwide Interbank Financial Telecommunication. The International Organization for Standardization or ISO has approved the SWIFT Code system. The code system is sometimes also know as Business Entity Identifier or BEI.

The SWIFT Code consists of 8 to 11 characters and is also called:

  • CHIPS (Clearing House Inter-Bank Payment System) – US and Canada only
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code)

Things To Know About M&T Bank

M&T bank is one of the largest bank holding companies in the United States. It is headquartered in Buffalo, New York. M&T operates more than 800 branches in New York, New Jersey, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, Washington, D.C., and Connecticut.

M&T ABA Routing Number RoutingNumberUSA

When it opened in 1856 in Western New York state, its name was “Manufacturers and Traders Trust Company”. During the financial crisis of 2007-2008, M&T and Northern Trust were the only two banks in S&P 500 stock market index not to lower their dividends. If you have an account in Northern TC Bank, then you also need the Northern TC Bank Routing Number for various monetary transactions.

Between 1987 and 2009, M&T Bank acquired 20 companies. This started in December 1987, when M&T Bank acquired East New York Savings. This was followed by acquiring Monroe Savings Bank of Rochester, New York, in 1989. In1992, they acquired Central Trust and Endicott Trust of Rochester, New York and Binghamton, New York. M&T Bank acquired Provident Bank of Maryland in a stock transaction in May 2009.

Currently, M&T Bank is headquartered in Buffalo, New York. Its address is:

ONE M&T PLAZA, FLOOR 8, BUFFALO, NEW YORK, 14203