For every transaction done from the bank, you need a unique Bank of America Routing Numbers. A routing number is a nine digit number that is used to identify financial institutions behind a transaction. The ABA routing number was designed originally to help the sorting, bundling and shipment of paper check to the check writer’s account. With the arrival of new payment methods like ACH and Wire, the system was extended to incorporate them too.
Table of Content
Bank of America Routing Number
Bank of America uses different numbers for different types of transactions:
- Paper (ex. Ordering Checks)
- Electronic (ex. Direct Deposit/Automatic Payment)
- Wire transfer
The table given below contains the list of all Bank of America routing numbers used across the United States
Bank of America ABA Routing Transit Numbers
Here is the state wise list of Bank of America Routing Number for Checking Account and Savings Account.
S No. Region/State Postal Abbreviation Paper (ex. Ordering Checks Electronic (ex. Direct Deposit/ Automatic Payment Wire transfer
1 Alabama AL 051000017 051000017 026009593
2 Alaska AK 051000017 051000017 026009593
3 Arizona AZ 122101706 122101706 026009593
4 Arkansas AR 082000073 082000073 026009593
5 California - North CA - N 121000358 121000358 026009593
6 California - South CA - S 122000661 121000358 026009593
7 Colorado CO 051000017 051000017 026009593
8 Connecticut CT 011900571 011900254 026009593
9 Delaware DE 031202084 031202084 026009593
10 Washington DC 054001204 054001204 026009593
11 Florida - East FL - E 063000047 063100277 026009593
12 Florida - West FL - W 063100277 063100277 026009593
13 Georgia GA 061000052 061000052 026009593
14 Hawaii HI 051000017 051000017 026009593
15 Idaho ID 123103716 123103716 026009593
16 Illinois - South IL - S 081904808 081904808 026009593
17 Illinois - North IL - N 071000505 071000505 026009593
18 Illinois - Chicago Metro IL - CM 071103619 081904808 026009593
19 Indiana - Accounts opened online with Bank of America before 8/23/2008 IN 051000017 051000017 026009593
20 Indiana - Accounts opened online with Bank of America after 8/23/2008 IN 081904808 081904808 026009593
21 Indiana - All other accounts IN 071214579 071214579 026009593
22 Iowa IA 073000176 073000176 026009593
23 Kansas KS 101100045 101100045 026009593
24 Kentucky KY 051000017 051000017 026009593
25 Louisiana LA 051000017 051000017 026009593
26 Maine ME 011200365 011200365 026009593
27 Maryland MD 052001633 052001633 026009593
28 Massachusetts MA 011000138 011000138 026009593
29 Michigan - Accounts opened online with Bank of America before 8/23/2008 MI 051000017 051000017 026009593
30 Michigan - Accounts opened online with Bank of America after 8/23/2008 MI 081904808 81904808 026009593
31 Michigan - All other accounts MI 072000805 072000805 026009593
32 Minnesota MN 051000017 051000017 026009593
33 Mississippi MS 051000017 051000017 026009593
34 Missouri East/St. Louis MO 081000032 081000032 026009593
35 Missouri West/Kansas City MO 101000035 081000032 026009593
36 Montana MT 051000017 051000017 026009593
37 Nebraska NE 051000017 051000017 026009593
38 Nevada NV 122400724 122400724 026009593
39 New Hampshire NH 011400495 011400495 026009593
40 New Jersey NJ 021200339 021200339 026009593
41 New Mexico NM 107000327 107000327 026009593
42 New York NY 021000322 021000322 026009593
43 North Carolina NC 053000196 053000196 026009593
44 North Dakota ND 051000017 051000017 026009593
45 Ohio OH 051000017 051000017 026009593
46 Oklahoma OK 103000017 103000017 026009593
47 Oregon OR 323070380 323070380 026009593
48 Pennsylvania PA 031202084 031202084 026009593
49 Rhode Island RI 011500010 011500010 026009593
50 South Carolina SC 053904483 053904483 026009593
51 South Dakota SD 051000017 051000017 026009593
52 Tennessee TN 064000020 064000020 026009593
53 Texas - North TX - N 111000025 111000025 026009593
54 Texas - South TX - S 113000023 111000025 026009593
55 Utah UT 051000017 051000017 026009593
56 Vermont VT 051000017 051000017 026009593
57 Virginia VA 051000017 051000017 026009593
58 Washington WA 125000024 125000024 026009593
59 West Virginia WV 051000017 051000017 026009593
60 Wisconsin WI 051000017 051000017 026009593
61 Wyoming WY 051000017 051000017 026009593
Swift Code for Bank of America
SWIFT Code for Bank of America is BOFAUS3N. Used for international wires. Banks, investment managers and broker-dealers form the SWIFT members. Although not always required, certain banks may use SWIFT code to complete wire transfers.
Bank of America
A brief Insight
Bank of American Corporations is a multinational banking and financial services corporation, which is headquartered in Charlotte, North Carolina. It is the second-largest bank by assets in the United States after JPMorgan Chase & Co. Bank of America was the 26th largest company in the United States by total revenue (as of 2016). Forbes Magazine in 2016 ranked it at 11th place in the Global 2000 list of largest companies in the world.
The year 2008 brought a turning moment for Bank of America when it acquired Merrill Lynch to become the world’s largest wealth management corporation. With this acquisition, it also became a major player in the investment banking market.
Along with JPMorgan Chase, Wells Fargo and Citigroup, BOA forms the Big Four Banks in the United States of America. Bank of America operates all across the country and its retail banking footprint serves nearly 46 million consumers.
The Beginning
Bank of America works with a network of 4,600 banking centers and 15,900 automated teller machines. It also offers its services through online and mobile banking platforms. The bank houses a Consumer Real Estate Services segment It offering various real estate products, with fixed and adjustable-rate first-lien mortgage loans for home purchase and refinancing needs. Other products include home equity loans and home equity lines of credit.
The origin story of Bank of America, as we know, starts on October 17, 1904. On that day, Amadeo Pietro Giannini founded the Bank of Italy in San Francisco. At that time, the bank served the needs of several immigrants flooding the United States’ shores. It provided services to them that the existing American banks denied due to the discrimination. In 1906, Giannini managed to save all the deposits from the San Francisco earthquake and fire, which burnt the whole city. The fact that all the other banks in the city were in ruins and couldn’t operate gave Giannini a chance to start lending within a few days of the earthquake.
Giannini establishes Bank of America and Italy
Giannini established Banca d’America e d’Italia (Bank of America and Italy) in 1922. In 1918, A. P. Giannini founded another corporation called Bancitaly Corporation, whose largest stockholder was Stockholders Auxiliary Corporation.
Giannini latter merged his bank with Bank of American, Los Angeles in 1928, then managed by Orra E. Monnette. Bank of Italy was renamed as Bank of America National Trust and Savings Association on November 3, 1930.
The bank has been constantly working towards introducing new and innovative banking products and services that could benefit its customers more than ever before. In October 2016, at the Money 20/20 conference, the retail banking president Thong Nguyen introduced everyone to Erica. A digital assistant, Erica (name derived from Bank’s name) will communicate with customers. From 2017, all customers can interact with Erica on various banking related subjects. The digital assistant unlike other bank employees will be available 24/7.
Bank of America’s field of operations
Consumer Banking
It is the largest division of Bank of America. It offers financial services to consumers and small businesses which include banking and investments. To add to the list, its lending products include business loans, mortgages, and credit cards.
This division represented 38% of the company’s total revenue in 2016. The bank earns revenues from service of charges, fees and interest income. It also offers online investments through its electronic platform, Merrill Edge.
Global Banking
This division offers banking services including investment banking and lending products to businesses. This includes Global Commercial Banking, Global Corporate Banking, Business Banking and Global Investment Banking.
The Global Corporate and Investment Banking (GCIB) operated as Bank of America Securities LLC before acquiring Merrill Lynch. Leveraged Finance, Syndicated Loans and mortgage-backed securities form the company’s strongest groups.
Global Wealth and Investment Management
The Global Wealth and Investment Management division is responsible to handle investment assets of institutions and individual. This includes businesses of Merrill Lynch Global Wealth Management and U.S. Trust.
GWIM’s main business lines are The Private Bank, Family Wealth Advisors, Premier Banking & Investments (including Bank of America Investment Services, Inc.) and Bank of America Specialist.
Global Markets
Global Markets gives its institutional clients services such as trading in financial securities. It presents research and services including market maker and risk management with the help of derivatives.