Know Your First Citizens Bank Routing Number

First Citizens Bank Routing Number RoutingNumberUSA

What’s The First Citizens Bank Routing Number?

If you are a customer of First Citizens Bank, you need a First Citizens Bank Routing Number. You need it so that you can make any transaction be it online or offline. Banks use these routing numbers to identify the financial institution behind a transaction. The routing number’s initial purpose was to help in sorting, bundling and shipping of paper checks. But new transfer methods were incorporated later to widen routing number system’s applications. In this article, you will find answers to the questions like how to find the First Citizens Bank routing number or what is the routing number for First Citizens Bank?

First Citizens Bank Routing Number RoutingNumberUSA

The table given below shows all the First Citizens Bank Routing Numbers.

First Citizens Bank ABA Routing Transit Numbers (RTN)

Here is the state wise list of First Citizens Bank Routing Number for Checking Account and Savings Account.
S No.Region/StateRegion/StateRouting NumberFor Wire Transfers
9New MexicoNM107089652053100300
10North CarolinaNC053100300053100300
13South CarolinaSC053906041053100300
18West VirginiaWV051503174053100300

What is an ABA Routing Number?

Your ABA Routing Number has nine-digits. It is found at the bottom left corner of your check. As a banker, you can use a routing number to identify the financial institution behind a transaction. All transaction done through ACH and wire use the routing number system. The Federal Reserve Bank depends on ABA routing number system to process Fedwire fund transfers. The Automated Clearing House also uses routing number system to process bill payments, direct deposits and other transfers.

ABA Routing Transit Number (RTN) RoutingNumberUSA

The ABA routing number, as we know, came into being in 1910.  The American Bankers Association was behind its designing and implementation. The Association then tied up with several registrars over the years to manage this system. Currently, Accuity manages the routing number system and assigns them to financial institutions.

There are currently 26,895 active routing numbers in use. According to Routing Number Policy, a financial institution can have only 5 routing numbers. But as there are a number of mergers taking place between different banks, a financial institution can have more than 5 routing numbers. Routing Numbers may differ depending on where you opened your account. It also depends on the type of transaction you make.

What’s The First Citizens Bank SWIFT Code?

First Citizens Bank employs SWIFT Code to make all its international transaction. Every bank and financial institution needs SWIFT code to make international transactions.

The SWIFT Code for First Citizens Bank is: FCBTUS33

What is a SWIFT Code?

Like Routing Numbers, people use the unique Swift Codes to identify a financial institution. Banks use Swift Codes mainly for international transactions. Society for Worldwide Interbank Financial Telecommunication (SWIFT) designed the Swift Code system. The International Organization for Standardization (ISO) later approved the system. At the beginning, everyone knew the system as Swift Code, but it was standardized as BIC or Business Identifier Codes. Both the terms are used today and they mean exactly the same. Sometimes people refer to the code system as Business Entity Identifier or BEI also.

Usually, web banking applications require swift codes for money transfers between two different banks. These banking apps not only ask people to provide the beneficiary’s bank account number, but to also provide the correct swift code of the beneficiary’s bank branch.

Things To Know About First Citizens Bank

First Citizens Bank is an American bank based in Raleigh, North Carolina. The bank operates in 18 states and the District of Columbia in the US. First known as the Bank of Smithfield, First Citizens opened its doors to people on March 1, 1898. On March 11, 2016, First Citizens agreed to purchase North Milwaukee State Bank, the first bank to fail in 2016. First Citizens then announced the purchase of King of Prussia, a Pennsylvania-based First CornerStone Bank, third one to fail in 2016. This deal happened on May 6, 2016. The failed bank purchase continued in 2017 too. First Citizens took over the failed harvest Community Bank of Pennsylvania on January 13, 2017. The bank then purchased the failed Milwaukee-based Guaranty Bank of Milwaukee, Wisconsin.

First Citizens Bank ABA Routing Number RoutingNumberUSA

You can find First Citizens Bank’s headquarters in Raleigh, North Carolina. Its address is:

239 Fayetteville St, Raleigh, North Carolina 27601 

PNC Bank also has a branch in Raleigh and you need the PNC Bank Routing Number to make various transactions.