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What’s The First Citizens Bank Routing Number?
If you are a customer of First Citizens Bank, you need a First Citizens Bank Routing Number. You need it so that you can make any transaction be it online or offline. Banks use these routing numbers to identify the financial institution behind a transaction. The routing number’s initial purpose was to help in sorting, bundling and shipping of paper checks. But new transfer methods were incorporated later to widen routing number system’s applications. In this article, you will find answers to the questions like how to find the First Citizens Bank routing number or what is the routing number for First Citizens Bank?
The table given below shows all the First Citizens Bank Routing Numbers.
First Citizens Bank ABA Routing Transit Numbers (RTN)
Here is the state wise list of First Citizens Bank Routing Number for Checking Account and Savings Account.
S No. Region/State Region/State Routing Number For Wire Transfers
1 Arizona AZ 122187335 053100300
2 California CA 122037760 053100300
3 Colorado CO 102089644 053100300
4 Florida FL 067092022 053100300
5 Georgia GA 061191848 053100300
6 Kansas KS 101089823 053100300
7 Maryland MD 055003463 053100300
8 Missouri MO 101089810 053100300
9 New Mexico NM 107089652 053100300
10 North Carolina NC 053100300 053100300
11 Oklahoma OK 103089834 053100300
12 Oregon OR 123084958 053100300
13 South Carolina SC 053906041 053100300
14 Tennessee TN 064008970 053100300
15 Texas TX 114993906 053100300
16 Virginia VA 051401836 053100300
17 Washington WA 125107671 053100300
18 West Virginia WV 051503174 053100300
What is an ABA Routing Number?
Your ABA Routing Number has nine-digits. It is found at the bottom left corner of your check. As a banker, you can use a routing number to identify the financial institution behind a transaction. All transaction done through ACH and wire use the routing number system. The Federal Reserve Bank depends on ABA routing number system to process Fedwire fund transfers. The Automated Clearing House also uses routing number system to process bill payments, direct deposits and other transfers.
The ABA routing number, as we know, came into being in 1910. The American Bankers Association was behind its designing and implementation. The Association then tied up with several registrars over the years to manage this system. Currently, Accuity manages the routing number system and assigns them to financial institutions.
There are currently 26,895 active routing numbers in use. According to Routing Number Policy, a financial institution can have only 5 routing numbers. But as there are a number of mergers taking place between different banks, a financial institution can have more than 5 routing numbers. Routing Numbers may differ depending on where you opened your account. It also depends on the type of transaction you make.
What’s The First Citizens Bank SWIFT Code?
First Citizens Bank employs SWIFT Code to make all its international transaction. Every bank and financial institution needs SWIFT code to make international transactions.
The SWIFT Code for First Citizens Bank is: FCBTUS33
What is a SWIFT Code?
Like Routing Numbers, people use the unique Swift Codes to identify a financial institution. Banks use Swift Codes mainly for international transactions. Society for Worldwide Interbank Financial Telecommunication (SWIFT) designed the Swift Code system. The International Organization for Standardization (ISO) later approved the system. At the beginning, everyone knew the system as Swift Code, but it was standardized as BIC or Business Identifier Codes. Both the terms are used today and they mean exactly the same. Sometimes people refer to the code system as Business Entity Identifier or BEI also.
Usually, web banking applications require swift codes for money transfers between two different banks. These banking apps not only ask people to provide the beneficiary’s bank account number, but to also provide the correct swift code of the beneficiary’s bank branch.
Things To Know About First Citizens Bank
First Citizens Bank is an American bank based in Raleigh, North Carolina. The bank operates in 18 states and the District of Columbia in the US. First known as the Bank of Smithfield, First Citizens opened its doors to people on March 1, 1898. On March 11, 2016, First Citizens agreed to purchase North Milwaukee State Bank, the first bank to fail in 2016. First Citizens then announced the purchase of King of Prussia, a Pennsylvania-based First CornerStone Bank, third one to fail in 2016. This deal happened on May 6, 2016. The failed bank purchase continued in 2017 too. First Citizens took over the failed harvest Community Bank of Pennsylvania on January 13, 2017. The bank then purchased the failed Milwaukee-based Guaranty Bank of Milwaukee, Wisconsin.
You can find First Citizens Bank’s headquarters in Raleigh, North Carolina. Its address is:
239 Fayetteville St, Raleigh, North Carolina 27601
PNC Bank also has a branch in Raleigh and you need the PNC Bank Routing Number to make various transactions.