Guide For Financial Assistance For The Disabled!

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One in every three disabled American citizens are living below or at the poverty level. This means that there are millions of people with disabilities that live below socially and financially acceptable conditions. While there are institutes to help these people , no everyone is aware of them. The US government also runs a program called Social Security Income, which provides stipend to low-income people aged 65 or older, blind or disabled. So, let’s read in detail about Social Security Income and its financial assistance for the disabled in this country. Every person has a right to own a place they can call home. Therefore, you should check out the Mortgage And Home Loan Guide For The Disabled!

Financial Assistance For The Disabled

Financial Assitance For The Disabled

Social Security Income

The Social Security Administration administers this program while the U.S. Treasury funds it through general funds. Started in 1974, it replaced the federal-state adult assistance programs which served the same purpose. The new program was introduced so that the eligibility and level of benefits could be standardized.

What is the eligibility criteria for Social Security Income?

The eligibility criteria for Social Security Income includes any person who is:

  • 65 years old or older; or
  • blind; or
  • disabled.

Moreover, he/she:

  • has a limited income; and
  • has limited resources; and
  • is a US citizen or national, or falls in one of the certain categories of aliens; and
  • is a resident of one of the 50 States, the District of Columbia, or the Northern Mariana Islands; and
  • is not absent from the country for a full calendar month or for 30 consecutive days or more; and
  • is not confined to an institution (such as a hospital or prison) at the government’s expense; and
  • applies for any other cash benefits or payments for which he or she may be eligible, (for example, pensions, Social Security benefits); and
  • gives SSA permission to contact any financial institution and request any financial records about you; and
  • files an application; and
  • meets certain other specified requirements.

SUPPLEMENTAL SECURITY INCOME (SSI) BENEFITS

disabled adults

The maximum Federal SSI benefits changes yearly. The amount was increased for 2017 as there was an increase in the Consumer Price Index from the third quarter of 2015 to that of 2016. As of January 1, 2017, the Federal Benefit Rate is $735 for an individual/child and $1,103 for a couple.

Moreover, a number of states supplement the Federal SSI Benefits with extra payments. Therefore, the total SSI benefit are higher in these states.  However, both the SSI benefit amount and the state supplemental payment amount vary depending on your income, living arrangements and other factors.

Which states do not provide supplements?

The following states don’t give any supplements:

  • Arizona
  • Mississippi
  • North Dakota
  • Northern Mariana Islands
  • West Virginia

Social Security Administration administers the supplement amount for which states?

For the following states, the supplement amount is administered by the Social Security Administers:

  • California
  • Delaware
  • District of Columbia
  • Hawaii
  • Iowa
  • Montana
  • Nevada
  • New Jersey
  • Pennsylvania
  • Rhode Island  
  • Vermont

Supplemental Security Income for Children

disabled child

Who is a “child” according to the SSI program?

A “child” is a person who is neither married nor the head of household. Moreover, he/she:

  • is under age 18; or
  • is under age 22 and is a student regularly attending school (as determined by Social Security).

There are also different types of Student Loans available to help students. However, sometimes its still not enough. Therefore, you can take up a part-time job. So, check out What Are The Best Part-Time Jobs For College Students?

How does the SSI Disability Program for Children work?

In order to be eligible for SSI benefits, a child must be either blind or disabled. Furthermore, following conditions should be fulfilled as required:

  • A child may be eligible for SSI disability benefits beginning as early as the date of birth; there is no minimum age requirement.
  • They may be eligible for SSI disability benefits until attainment of age 18 (see definition of disability for children).
  • When the child attains age 18, we evaluate impairments based on the definition of disability for adults (see definition of disability for adults).
  • A child with a visual impairment may be eligible for SSI benefits based on blindness if the impairment meets the definition of blindness (see blindness requirements).

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