Know Your Citizens Bank Routing Number

Citizens Bank Routing Number RoutingNumberUSA

What’s The Citizens Bank Routing Number?

If you are a customer of Citizens Bank, you need a Citizens Bank Routing Number. You need it so that you can make any transaction (online or offline). Banks use these routing numbers to identify the financial institution behind a transaction. The routing number’s initial purpose was to help in sorting, bundling and shipping of paper checks. But new transfer methods were incorporated later to widen routing number system’s applications. In this article, you will also find answers to the questions like how to find the Citizens Bank routing number or what is the routing number for Citizens Bank?

Citizens Bank Routing Number RoutingNumberUSA

The table given below shows all the Citizens Bank Routing Numbers.

Citizens Bank ABA Routing Transit Numbers (RTN)

Here is the state wise list of Citizens Bank Routing Number for Checking Account and Savings Account.
S No.Region/StatePostal AbbreviationRouting Number
1Rhode IslandRI011001331
2Rhode IslandRI011304517
3Rhode IslandRI011401533
4Rhode IslandRI021313103
5Rhode IslandRI072402076
6Rhode IslandRI211070175
7Rhode IslandRI211170114
8Rhode IslandRI211574613
9Rhode IslandRI221370030
10Rhode IslandRI222371054
11Rhode IslandRI236074619
12Rhode IslandRI241070417
13Rhode IslandRI271071321

What is an ABA Routing Number?

Your ABA Routing Number has nine-digits. It is found at the bottom left corner of your check. As a banker, you can use a routing number to identify the financial institution behind a transaction. All transaction done through ACH and wire use the routing number system. The Federal Reserve Bank depends on ABA routing number system to process Fedwire fund transfers. The Automated Clearing House also uses routing number system to process bill payments, direct deposits and other transfers.

The ABA routing number, as we know, came into being in 1910.  The American Bankers Association was behind its designing and implementation. The Association then tied up with several registrars over the years to manage this system. Currently, Accuity manages the routing number system and assigns them to financial institutions.

ABA Routing Transit Number (RTN) RoutingNumberUSA

There are currently 26,895 active routing numbers in use. According to Routing Number Policy, a financial institution can have only 5 routing numbers. But as there are a number of mergers taking place between different banks, a financial institution can have more than 5 routing numbers. Routing Numbers may differ depending on where you opened your account. It also depends on the type of transaction you make.

What’s The Citizens Bank SWIFT Code?

Citizens Bank, like all other banks, employs SWIFT Code to make all its international transactions.

The SWIFT Code for Citizens Bank is- CTZIUS33

What is a SWIFT Code?

Like Routing Numbers, people use the unique Swift Codes to identify the financial institution. Banks use Swift Codes mainly for international transactions. Society for Worldwide Interbank Financial Telecommunication (SWIFT) designed the Swift Code system. The International Organization for Standardization (ISO) later approved the system. At the beginning, everyone knew the system as Swift Code, but it was standardized as BIC or Business Identifier Codes. However, both the terms are used today and mean exactly the same. Sometimes people refer to the code system as Business Entity Identifier or BEI also.

Usually, web banking applications require the swift codes for the money transfers between two different banks. These banking apps not only ask people to provide the beneficiary’s bank account number, but to also provide the correct swift code of the beneficiary’s bank branch.

Things To Know About Citizens Bank

Citizens Bank is an American bank which came to existence in 1828  as High Street Bank in Providence. The bank operates in the states of Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont. Citizens Bank operates through a network of more than 1,200 branches and 3,200 ATMs across the 11 states. In 2014, Citizens sold 94 branches in metropolitan Chicago to U.S. Bancorp. U.S. Bancorp is also the parent company of US Bank. Moreover, you need the US Bank Routing Number to make any monetary transaction through this bank.

Citizens Bank is one of the only banks in North America to operate on Sundays. Such branches are mostly located inside supermarkets and are open from 10 am to 3 pm on Sundays.

Citizens Bank ABA Routing Number RoutingNumberUSA

Citizens Bank is located in Providence, Rhode Island and its address is:

One Citizens Plaza, Providence, Rhode Island, 02903